Author: Erin

Credit Card types – which is right for YOU?

Credit Card types – which is right for YOU?

Flexible Reward Cards vs. Co-Branded Credit Cards If you read my last post, hopefully you learned something about the perks (and the pitfalls) of different types of credit card companies.  For this post, we’ll be learning about the two main categories of credit cards. They are: Flexible 

Credit Card Companies WANT me to refer you!!!!

Credit Card Companies WANT me to refer you!!!!

It might seem surprising to you that credit card companies offer points at all. I mean, aren’t they in the business of making money . . . and lots of it?  Why would a for profit company give away items of such value – like travel points, 

Sunshine Blogger Award 2019: Nominee!!

Sunshine Blogger Award 2019: Nominee!!

A lot goes into making the decision to start a blog.  So many thoughts, so little time. In fact, I had gotten to where I wasn’t sleeping at night.  What content would I write about?  How many personal details would I share? How accessible would I be to 

My Favorite Credit Card is Somewhere in the Pacific Ocean!!

My Favorite Credit Card is Somewhere in the Pacific Ocean!!

So many of you have followed along on our dream-come-true trip to Hawaii.  If you don’t know what I’m talking about, you can check it out here. For the rest of you, you’re probably saying to yourself, “Fourteen days with six people, on eight flights – there’s 

A Credit Card without a fee? That’s what I’m talking about!!!

A Credit Card without a fee? That’s what I’m talking about!!!

Many of you have been following along on our travel journey to Hawaii, which all began with points acquired by putting our normal, everyday expenses on credit cards, then paying them off each month.  Each swipe of a credit card can earn super-valuable points.  When you have 

Your 13-year-old has a CREDIT CARD???

Your 13-year-old has a CREDIT CARD???

Warning!!!  Credit cards are NOT for everyone!   While I’m a huge proponent of credit cards for those that can strategically manage their finances, they are definitely NOT for everyone!  For some people, credit cards can appear to be an unlimited resource.  That is, until 30 days later when 

A little piece of Heaven (and my FAVORITE hotel credit card)!!

A little piece of Heaven (and my FAVORITE hotel credit card)!!

Many of you have been following along on our “path to Hawaii”, our two-week, three-island Hawaiian adventure, where we were able to take an almost $32,000 vacation for only $3,000!   For those of you who have just tuned in, you can read about the start of 

Happy Independence Day!

Happy Independence Day!

Here’s hoping you have a wonderful day with your family and friends on this beautiful Independence Day! Here’s a little history, taken from www.reference.com. Independence Day marks the adoption of the Declaration of Independence, which established America as a country free from the rule of 

The GREATEST Credit Card of all time…for beginners!!

The GREATEST Credit Card of all time…for beginners!!

How does one choose the greatest credit card of all times?  Well, with so many out there, it’s not an easy choice!!  I believe, however, that for those just beginning in the points and miles world, that after earning the Southwest Companion Pass, (see this link), that 

You spend HOW much?

You spend HOW much?

Turning routine spending into amazing vacation opportunities! Most of you are likely familiar with the concept of credit card reward points.  Banks routinely offer points in exchange for money charged on their credit cards.  These points can be banked, and then exchanged later for goods and services.  Banks